Real estate appraisal services for homeowners in the city of Simi Valley and Ventura County
Check out the top 7 reasons CA homeowners need Wenzel Appraisal Services, Inc.:
Own a house in or near Simi Valley, CA and need help determining the value of it?
At Wenzel Appraisal Services, Inc., we understand the particular needs of a homeowner after appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. But as a consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Wenzel Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping clients just like you rid yourselves of unwanted PMI insurance.
Challenging property tax assessments
Lets say you live in a local area that is declining -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal report from Wenzel Appraisal Services, Inc. is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Wenzel Appraisal Services, Inc. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Wenzel Appraisal Services, Inc. offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.